Homeowners and buyers in Calne are continuing to feel the impact of higher interest rates, with mortgage costs remaining significantly above recent lows.
Over the past two years, the cost of borrowing has increased sharply as the Bank of England raised interest rates in an effort to tackle inflation.
While rates have begun to stabilise, many homeowners coming off fixed-term deals are facing higher monthly payments.
For buyers, the changes have affected affordability, with lenders applying stricter checks and offering smaller loan amounts compared to previous years.
Estate agents say the market has adjusted, with house prices stabilising in many areas and buyers becoming more cautious.
However, demand for homes remains, particularly for properties that are well-presented and realistically priced.
Experts say anyone looking to buy or remortgage should seek advice early and consider a range of mortgage options.
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